10 Credit Card Skimmers and How To Avoid Them

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By: Aquib Nawab


Whenever possible, use machines located in public view with security monitoring. Opting for machines inside stores or ATMs within banks reduces the likelihood of tampering and adds an extra layer of security.

1 - Public View

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When entering your PIN, cover the keypad with your hand to prevent it from being recorded by any potential hidden cameras. This simple measure adds an extra layer of security to protect your PIN from theft.

2 - PIN Protection

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3 - Mobile Wallets

Consider using mobile wallet options such as Apple Pay, Samsung Pay, or Google Pay instead of swiping your card. These payment methods tokenize your credit card information, making it more secure against theft or skimming.

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Before using any machine, it's essential to conduct a thorough scan for signs of tampering. Look out for any irregularities such as loose card readers, crooked or damaged parts, misaligned graphics, or unusual color variations.

4 - Machine Inspection

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If you're unsure about the safety of a gas station pump or any other payment terminal, it's best to go inside and pay. Taking this extra precaution can help avoid potential risks associated with using compromised machines.

5 - Pay Inside

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6 - Fraud Alerts

Sign up for fraud alert systems offered by your card provider to receive notifications of suspicious activities. This early detection system can help prevent further fraud by allowing you to take immediate action.

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Before entering your PIN, ensure that the keypad is functioning correctly. Be on the lookout for keypads that feel unusually thick or hard to press, as this could indicate the presence of a false keypad.

7 - Keypad Check

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Stay proactive by regularly monitoring your accounts for any suspicious activity. Utilize online and mobile banking services to check your accounts frequently, enabling you to detect and report any unauthorized transactions promptly.

8 - Regular Account Monitoring

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9 - Trust Your Instincts

If you ever suspect foul play or feel uncertain about the authenticity of a machine, trust your instincts. Consider using alternative machines or payment methods to mitigate potential risks.

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It's important to be cautious when using non-bank ATMs, as they are often targeted by skimmers. These ATMs are commonly found in places like convenience stores, bars, restaurants, and similar establishments, where the risk of tampering may be higher.

10 - Beware of Non-Bank ATMs

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