Quick & Easy Personal loans are collateral free money with flexible repayment tenures. The competitive interest rates & high approval rates are unique features of online personal loan.
It can help you assess your financial crunch with a temporary solution. Serves as fast cash under medical emergencies, travel purposes, to bear marriage expenses & spend on overseas education etc. The leading Banks & Non-Banking Financial Companies (NBFCs) disburse loans at attractive interest rates. High-demand in personal loans has made the journey seamless.
A basic guide to help you choose a personal loan.
Quick Loan Approval: Make use of the opportunity to meet lenders from different financial firms (banks & NBFCs). With the multiple lenders on one platform, there is less room for delay in personal loan approval.
Minimal & swift documentation: Loan approval is easier & quicker with the right set of documents. The process requires minimal document set & could marginally vary from lender to lender depending on your personal loan requirements.
Collateral-free loans: Quick Personal loans do not need any asset to mortgage for loan approval. It aggregates lenders and borrowers’ details for better loan transparency.
Flexible repayment options: Easy Personal loans with open - end repayment tenures are available. Choose your loan repayment type & tenure here. (ranges between 3 months to 5 years)
Competitive interest rates: Unsecured personal loans have high approvals in less time. If you share a decent credit history, you can avail a loan at lower interest rates starting at 11.99% pa.
High Approval Rates & Safety: Enhance credibility with an online personal loan at high approval rates. The API platform is breach free from any illegal or unauthorized practice. It is completely safe.
Get Instant Assistance: You can seek assistance on multiple EMIs, queries & concerns, transactions, loan tenure, pre & post-payment, acknowledgement through our Wealth County support team.
Personal loan documents & eligibility:
Proof of identity & address – For Quick personal loan approvals, you can submit your Aadhaar card & PAN card. However, Voter ID, passport & driver’s license work as well. Proof of income – 3 consecutive months’ salary slip with the present organization or business can serve as income proof for a personal loan. Please note, the set of documents may vary marginally from lender to lender.
The personal loan bracket is eligible for any salaried and self-employed:
|Bank/NBFC||Intereset rate||Loan amount||Processing fee||Tenure||Target age group||Servicable location||Salary bracket||Commercials offered||Credit score||Employment type||Product type|
|Lending Kart||(18 - 30)%||50,000 - 1 Cr||At 2%||18-65||Pan India||12 lakhs annual turnover and above||Slab wise, 50L - 3CR: 1-2%||660 (560-660 will could be considered on case to case basis) + NTC||Self employed||working capital loans and business loans|
|Axis Finance||(12 - 18)%||Min: 50K max 50L||2% on loan amount + GST||Upto 60 Months||21-60||Pan India||Tier 1: 25K, Tier 2: 20k, Tier 3: 15k||1.5%||650 min , actual >720 (V3), CIBIL>750||Salaried||Personal Loan|
|ICICI||(10.5- 19)%||50,000 - 25 Lacs||Upto 2.25% of loan amount plus GST||12 to 72 months||23-58||30K+||1.1% Per disbursa;||750+||Salaried||PL|
|NIRA||5,000 - 100,000 INR||350-750 depending on the loan amount||3-12 months||21-55||Pan India||12000+||1500||660+||Salaried||Short term loan|
|Muthoot Finance||1Lakh metreo , 50 k Non metro - Max 10 Lakhs||14.5 - 25%||12-60 months||23-60||Pan India||20K - 25K||1.75% Per disbursa;||750 & -1 & NTC||Salaried||Personal Loan|
|Home credit||25,000 - 200,000 INR||0% - 5%||19+||INR 10,000 +||1.4 % CPD||670+ credit score||Salaried and self employed|
|Bajaj Finserv||13%||upto 4.13% on loan amount + Taxes||3-36 months||23-55||Pan India||25K + Tier 2 35K + tier 1||650+||Salaried and self employed||PL/BL|
|Fulllerton||(11.99 - 36)%||0-6% Loan Amount||upto 60 Months||21-60||20K + Tier 2 25K + tier 1||750+||Salaried||PL|
Calculate your personal loan EMI amount:
Now meet your financial needs with a pro-active decision. Choose your lender & required loan amount for your loan application the better way:
Personal loan amount based on your salary:
Your monthly payout - EMI = [P x R x (1+R)^N]/[(1+R)^N-1]
A personal loan is a normal loan you can avail from Wealth County aggregator. There is no need to pledge any collateral to avail for a personal loan. Availing one is easy – you can apply online – and you can use the money to meet almost any expense.
You can avail loan up to Rs 15 Lakhs through Wealth County online with personal loan eligibility criteria. Once you submit the application you will be acknowledged well within 15 minutes.
Personal loan can be availed for any need and expense. It can help you manage the expenses of a variety of financial needs including:
And many more emergency purposes.
Getting approval on your personal loan online via Wealth County, the application process is easy. Please keep the latest documents required by the bank.
As the documents differ from each organization. However, most often the approval is mostly dependent on the credit history.
It is very easy to apply for a Wealth County personal loan online. Please submit the documents post filling the application online. With Wealth County Personal Loan, you get acknowledged within 15 minutes.
Wealth County aggregator has the easiest application process for a personal loan.
However, the minimum salary required for the availing a personal loan is Rs. 20,000/-
What are the eligibility criteria for Personal Loan?
To avail a personal loan, you will need to submit the following documents:
You can use the handy Personal Loan EMI Calculator to determine your monthly installments.
No, Wealth County does not have any pre-payment charges whatsoever.
Personal loan limit extends up to Rs.15 lakhs, without pledging any asset. The applicant can repay the loan over flexible tenure ranging from 6 to 60 months.
Wealth County aggregator offers personal loans with a range of attractive benefits including:
Complete the application form online and avail your personal loan.
With 0 collateral, minimal documents & multiple lending options, avail a personal loan in snap. The process is quick, easy and channeled for a hassle-free loan journey.
Improve loan credibility, with 0 default personal loan.
Step 1: Download the Wealth County app, from Google play store or even visit: https://www.buddyloan.com/. Visit our website to check and compare loan features online.
Step 2: Fill in all your details and the estimated loan amount i.e. needed.
Step 3: Submit your related documents online.
Step 4: Choose the lender from the dashboard panel.
Step 5: Submit your loan application.
Personal loan journey is quick & easy, if you channel your flexible repayments & competitive interest rates. Build your credibility with Wealth County. We house many solutions for different types of financial problems.
The pro-active & user-friendly BL support team, help you cross the risk of confusion, debt risk, avoid defaulting.
Please wait while the loan request is being processed. The loan request process can take upto 5 minutes, please do not click back or refresh the page.